DISCLOSURES PAGE
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF CALIFORNIA:
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
You may request records showing the following:
(1) that Central Portfolio Control has the right to seek collection of the debt;
(2) the debt balance, including an explanation of any interest charges and additional fees;
(3) the date the debt became delinquent or the date of the last payment;
(4) the name of the creditor and the account number associated with the debt;
(5) the name and last known address of the debtor as it appeared in the creditor’s records prior to assignment of the debt; and
(6) the names of all persons or entities other than the debt collector to which the debt has been assigned, if applicable. You may also request from us a copy of the contract or other document evidencing your agreement to the debt. A request for these records may be addressed to: 10249 Yellow Circle Drive, Suite 200, Minnetonka, MN 55343.
For medical debt: Nonprofit credit counseling services may be available in the area.
You have the right to know what personal information is being collected about you, to know if your personal information is sold or disclosed and to whom, to say no to the sale of personal information, to access your personal information, and to equal service and price. Federal and state laws prohibit us from disclosing information about your debt to third parties. Personal information is collected solely for the purpose of debt recovery and remains part of our records until we determine the information is no longer needed, or as otherwise required by law. We do not sell or share your personal information and we do not provide services or products to consumers that would involve consumer pricing.
We may collect the following categories of Personal Information:
- Identifying Information;
- Personal Information categories listed in California Customer Records Statute;
- Protected classification characteristics under California or Federal law;
- Internet or other electronic network activity information;
- Professional or employment-related information;
- Sensitive Personal Information;
- Non-public education information (per the Family Educational Rights and Privacy Act;
You may read our Privacy Policy at https://cpcrecovery.com/contact/privacy/ or request a written copy by contacting us at, 1-800-670-2545.
This collection agency is licensed by the California Department of Financial Protection and Innovation. The license number is #10769-99.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF COLORADO:
For information about the Colorado Fair Debt Collection Practices Act, see https://coag.gov/office-sections/consumer-protection/consumer-credit-unit/collection-agency-regulation/.
Colorado office location: Colorado Manager, Inc. 8690 Wolff Ct, Ste 110, Westminster, CO 80031. Phone: 303-920-4763.
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.
Colorado law prohibits credit bureaus from reporting medical debt or factoring medical debt into a credit score unless the consumer report is to be used in connection with a credit transaction that involves, or that may reasonably be expected to involve, a principal amount that exceeds the national conforming loan limit value for a one-unit property as determined by the federal housing finance authority.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF MARYLAND:
This collection agency is licensed by The Office of the Commissioner of Financial Regulation, a division of the Maryland Department of Labor. The license number is 929038.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF MASSACHUSETTS:
NOTICE OF IMPORTANT RIGHTS:
You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.
If you wish to discuss this matter, please call us directly, between the hours of 8 a.m. and 8 p.m. CST, at (800) 280-1565. Massachusetts resident office address is: 49 Winter Street Weymouth MA 02188 with office hours: 9-5 M-Thu.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF MINNESOTA:
This collection agency is licensed by the Minnesota Department of Commerce.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF NEVADA:
NMLS #929038
NMLS Compliance Manager #943996
Compliance Manager License #CM10002
For medical debt: If you pay or agree to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as: (1) an acknowledgment of the debt by you; and (2) a waiver by you of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of the debt. If you do not understand or have questions concerning your legal rights or obligations relating to the debt, you should seek legal advice.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF NEW MEXICO:
NOTICE OF CONSUMER RIGHTS PURSUANT TO THE SURPRISE BILLING PROTECTION ACT: Information about the Surprise Billing Protection Act, 2019 N.M. SB 337, can be obtained online at https://www.osi.state.nm.us/ or by contacting the Office of Superintendent of Insurance at 1120 Paseo de Peralta, Santa Fe, NM 87501 or 1-855-427-5674.
For medical debt: The following information is available and will be provided to you upon your request: the date, amount and nature of all charges; whether the patient is verified as having health insurance; whether the health care facility screened the patient for programs that assist with health care costs; and whether the health care facility or third-party health care provider has billed or will bill insurance or public programs that may assist with health care costs for the services provided.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF NEW YORK:
Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to: the use or threat of violence; the use of obscene or profane language; and repeated phone calls made with the intent to annoy, abuse, or harass.
If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: 1) Supplemental security income (SSI); 2) Social Security; 3) Public assistance (welfare); 4) Spousal support, maintenance (alimony) or child support; 5) Unemployment benefits; 6) Disability benefits; 7) Workers’ compensation benefits; 8) Public or private pensions; 9) Veterans’ benefits; 10) Federal student loans, federal student grants, and federal work study funds; and 11) Ninety percent of your wages or salary earned in the last sixty days.
You may request communications from us in an alternative, reasonably accommodatable format selected by us such as large print or other means. You may call 1-800-506-8526 to make such a request.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF NEW YORK CITY:
The New York City Department of Consumer and Worker Protection (“Department”) requires us to document your preferred language. Please contact us at 1-800-606-6841 to provide us with your preferred language. Please note, Central Portfolio Control does offer a real-time voice interpreter service upon request for voice calls during business hours. A translation and description of commonly-used debt collection terms is available in multiple languages on the Department’s website, www.nyc.gov/dca.
This collection agency is licensed by the New York City Department of Consumer Affairs. The license number is 1136583.
For additional assistance, please contact Troy Marquis at 1-800-606-6841.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF NORTH CAROLINA:
North Carolina Department of Insurance company number: 119500435.
Central Portfolio Control address: 10249 Yellow Circle Drive, Suite 200, Minnetonka, MN 55343.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF WASHINGTON:
If this account involves medical debt, you have the right to request the original account number or redacted original account number assigned to the debt, the date of the last payment, and an itemized statement of the debt.
If this account involves hospital debt, you may be eligible for charity care from the hospital. You may contact the hospital for additional information.
